Rental Property Calculator

Rental Property Calculator

1% rule plus cap rate, cash-on-cash, and DSCR. Everything runs locally in your browser.

The Property

All-in rent collected each month before expenses.

Financing

Operating Expenses (monthly)

Set to 0 if you self-manage. Percentages are of gross rent.

The Verdict

Run the numbers Enter a price and rent to begin.
1% Rule—
—
Rent as a % of all-in cost
Cap Rate—
—
Net operating income / all-in cost
Cash-on-Cash—
—
Annual cash flow / cash invested
DSCR—
—
NOI / annual debt payments

Monthly Cash Flow

How to read it: The 1% rule is a fast screen, not a decision. Cap rate lets you compare deals independent of financing. Cash-on-cash shows the return on the actual cash you put in. DSCR is what lenders check: 1.25+ is the common threshold. These are estimates. Verify taxes, insurance, and rents for your specific market before buying. This tool gives no financial advice.
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